Wow! What a day!! Today I found out that insurance will not cover the meds we need for IVF. After almost hyperventilating and wanting to faint, I paid by credit card and then did some reflection. My conclusion: we are darn lucky and I dare say we definitely have the Lord on our side. Here’s my reasoning for this.
When we started using injections for the IUIs, I was pleasantly surprised that insurance covered what we needed. When the doctor upped my dose during my first round of the injectables, I called to order only what I needed. The nice lady at the specialized pharmacy suggested that, since they were covered, I go ahead and order an entire order rather than limit it to what we needed then. So I did. The next time we did the injectables, my doctor prescribed what he thought I would need. If you recall, I ended up only stimming for four days. What was the result? I ended up not even touching the newest order because I had plenty left over from the last time. So here I’ve been sitting with 6 boxes–30 vials–of follicle stimulating hormone injections.
When we went in for our teaching visit last week, I was informed that they wanted me to use a different drug. I assumed this was because they changed up the meds for IVF and didn’t think much of it. I asked the nurse, in passing, if I could donate what I had back since I was going to use a new drug. She got really excited and said that I could use what I had and that I wouldn’t need to get the new one. The only reason they hadn’t prescribed what I had been using was because of a recall and a shortage of the meds. They checked my lot numbers and expiration dates, and the meds I have are good!
When I spoke to the pharmacy today, the first number they quoted was much higher than what we ended up having to pay. They were able to take away a large amount of the cost since I didn’t need the other follicle stimulating hormone that had been prescribed. We had kept some credit cards open to pay for the meds, but we wouldn’t have been able to do it with the original cost. Amazingly, with the new and improved cost, we were okay.
I believe that God does have a plan and that He does provide. While this hasn’t been easy on us financially, we have been able to do it. And then the pre-implantation genetic screening study just fell into our laps. Everything is coming together at the right time and and the right place. We will be strong and courageous. We are not afraid, and we are certainly not discouraged, for we know that He is truly with us on this journey.
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